making complex projects a reality

Large-scale or complicated projects require specialised solutions. We help organisations across Australia get the funding they need to make their vision happen.


designed for progress

We specialise in financing commercial developments, large-scale construction, and industrial infrastructure. From hospitals to refineries, leading organisations trust ALIC Black to help them create progress.

commercial developments

From retail precincts to residential


Empowering Australia with hospitals, high-rises and other large-scale constructions.


Financing for energy, manufacturing and production facilities.


Building a greener future with environmental

from project funding to acquisition

Taking a project from inception to successful completion requires solid financial backing at every step of the process.

With end-to-end lending options that encompass project planning, acquisitions, and asset financing, we make sure every venture has the resources it needs. Our specialist deal sourcing and loan syndication teams will work with you to turn even the most complicated projects into reality.


Add Value To Your Property Portfolio With A Renovation Or Construction Loan.

Building a new home or renovating an ageing structure can lead to significant capital gains on your property, giving you more equity faster.

By taking out a renovation or construction loan, you can help finance your project with progressive draw downs and interest-only repayments during construction, leading to lower expenditure, better cash flow, and greater overall savings.

Talk to us to find out how a construction loan can benefit your property.

Construction Loans For Homeowners

Renovating or constructing a home can be stressful, both financially and mentally. Unless you’re a qualified builder, you’ll probably need to outsource most of the work to experienced contractors, which is often very expensive.

A construction loan can help you get the funds you need to complete your renovation or construction – once work is complete, your property should have a significantly higher value, which means you can the equity as collateral (either for refinancing a loan or buying an investment property).

As long as your project is being delivered by a qualified builder, you can borrow up to 85% of your project’s gross realisable value (GRV), making it easy to add value to an undeveloped block or ageing building.

You might also be eligible for progressive draw downs and interest-only repayments during construction. Building contractors are typically paid in progress payments, so lenders are often willing to let you draw down your loan in different stages during construction, minimising the amount of interest you’ll need to pay.

With the right construction or renovation loan, building your wealth through property is simple. 

Contact our team to explore your borrowing options.

Construction Loans For Owner-Builders

Getting a construction loan as an owner-builder means you can finance your project even if you’re not a licensed builder.

Owner-builders are typically viewed as higher-risk borrowers, but that doesn’t make you ineligible for a loan.

We’ll work with you to help you borrow up to 75% of your project’s gross realisable value (GRV), even if you’re working on a small development or partially completed dwelling.

Talk to us to explore the construction loan options available for owner-builders.

It’s Time To Put Your Future First.

Get a loan that preserves your wealth with ALIC.